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Safeshield Insurance - Lawrence Settembrini Coverage Review (v2)
Complete the form below so we can shop 73+ carriers for the right coverage at the best price.
★★★★★
"Austin got us our GL, workers comp, and commercial auto placed in one week. Nobody else came close."
— Tony M., Electrical — Stamford CT
★★★★★
"Eric got our COI to the GC in 20 minutes. We've never had an agency turn certs around that fast."
— Danny R., Plumbing — Norwalk CT
★★★★★
"Switched our whole construction book. Austin found better coverage and saved us $14K annually."
— Marco S., General Contractor — Bridgeport CT
★★★★★
"Justin helped us get a last-minute COI for a job in Manhattan. Friday at 4pm. Had it before 5."
— Chris P., HVAC — Bronx NY
★★★★★
"We're a landscaping company with 12 trucks. Austin understood our exposures — inland marine, hired/non-owned, all of it."
— Ray L., Landscaping — Greenwich CT
★★★★★
"After 15 years with State Farm I finally switched. Better coverage for less money in one phone call."
— Kevin O., Homeowner — Stamford CT
★★★★★
"They set up our entire commercial package and had certs to our three biggest clients within 24 hours."
— Sam K., Roofing — Danbury CT
★★★★★
"Eric rewrote our workers comp and saved us $8K. First agent who ever explained class codes straight."
— Pete D., Masonry — Waterbury CT
★★★★★
"Austin got us our GL, workers comp, and commercial auto placed in one week. Nobody else came close."
— Tony M., Electrical — Stamford CT
★★★★★
"Eric got our COI to the GC in 20 minutes. We've never had an agency turn certs around that fast."
— Danny R., Plumbing — Norwalk CT
★★★★★
"Switched our whole construction book. Austin found better coverage and saved us $14K annually."
— Marco S., General Contractor — Bridgeport CT
★★★★★
"Justin helped us get a last-minute COI for a job in Manhattan. Friday at 4pm. Had it before 5."
— Chris P., HVAC — Bronx NY
★★★★★
"We're a landscaping company with 12 trucks. Austin understood our exposures — inland marine, hired/non-owned, all of it."
— Ray L., Landscaping — Greenwich CT
★★★★★
"After 15 years with State Farm I finally switched. Better coverage for less money in one phone call."
— Kevin O., Homeowner — Stamford CT
★★★★★
"They set up our entire commercial package and had certs to our three biggest clients within 24 hours."
— Sam K., Roofing — Danbury CT
★★★★★
"Eric rewrote our workers comp and saved us $8K. First agent who ever explained class codes straight."
— Pete D., Masonry — Waterbury CT
Your Contact Info On File
Name: Lawrence Settembrini · Email: lsett01@gmail.com · Phone: 203-981-4975 · Mailing: 145 Ridge Park Ave, Stamford CT 06905
Anything above changed since we last spoke?
What should we update?
Entity A — ALL SETT REALTY LLC
On file: Ownership — Larry 25%, spouse 25%, sister + her husband 50%. Properties held: 690 Broad St (6-family), 1274 E Main St D24 (condo), one additional condo.
Exact legal name as registered with CT Secretary of State *
Formation date *
Managing member *
Is there a written operating agreement? *
Does this entity have employees or run payroll? *
Entity B — ALL SET REALTY 151 LLC
On file: Ownership — Larry 50%, his sister 50%. Property held: 151 Ridge Park Ave.
Exact legal name as registered with CT Secretary of State *
Formation date *
Managing member *
Written operating agreement? *
Employees or payroll? *
Entity C — ALL SET REALTY 3 SEIR HILL LLC
On file: Ownership — Larry 100%. Property held: 3 Seir Hill Rd A2, Norwalk.
Exact legal name as registered with CT Secretary of State *
Formation date *
Written operating agreement? *
Employees or payroll? *
A Few Questions About the Overall Structure
Is there a separate property-management entity, or is each LLC self-managed? *
Do you use a third-party property manager at any location? If yes, name it. *
Any other LLCs or properties not listed above? *
Property 1 — 690 Broad St, Meriden CT 06450
Owner entity: All Sett Realty LLC · 6-unit apartment · Carrier: Vermont Mutual BOP BP11056645 (via Bouvier Insurance) · Term 3/23/2026–3/23/2027 · Building $1,283,744 · Ded $5,000 · Liability $1,000,000 · Premium $5,971 · Roof replaced 2024
Upload documents for this property (dec page, photos, etc.)
📄
Upload your current declarations page
Drag & drop or click to browse. PDF, JPG, PNG accepted.
Year built *
Square footage *
Construction type *
Electrical: year last updated *
Any knob-and-tube or fuse panels? *
Plumbing: year last updated *
Any galvanized or polybutylene plumbing? *
Heating: type and year last updated *
Current occupancy: how many of the 6 units are rented? *
Any Section 8 or subsidized tenants? *
Annual gross rents at this location *
Current estimated market value *
Exterior stairs, porches or decks? *
Has this property been tested or abated for lead paint? *
Any open code violations, housing court matters or municipal orders? (Y/N + detail) *
Snow and ice removal: in-house or contracted? If contracted, do you collect a COI? *
Do you require tenants to carry renters insurance? *
Do you allow tenant dogs? Any breed restrictions? *
Upload rent roll / yearly revenue statement for this property *
📄
Upload your current declarations page
Drag & drop or click to browse. PDF, JPG, PNG accepted.
Property 2 — 151 Ridge Park Ave, Stamford CT 06905
Owner entity: All Set Realty 151 LLC · Single family rental · Carrier: State Farm rental dwelling, renews 6/15/2026 · Dwelling $520,200 + 10% ext · Ded 1% basic / 2% hurricane · Liability $300k/$600k · Premium $1,641
Upload documents for this property
📄
Upload your current declarations page
Drag & drop or click to browse. PDF, JPG, PNG accepted.
Year built *
Square footage *
Construction type *
Electrical: year last updated *
Any knob-and-tube or fuse panels? *
Plumbing: year last updated *
Any galvanized or polybutylene plumbing? *
Heating: type and year last updated *
Is the property currently rented? *
Any Section 8 or subsidized tenants? *
Annual gross rents at this location *
Current estimated market value *
Exterior stairs, porches or decks? *
Has this property been tested or abated for lead paint? *
Any open code violations, housing court matters or municipal orders? (Y/N + detail) *
Snow and ice removal: in-house or contracted? If contracted, do you collect a COI? *
Do you require tenants to carry renters insurance? *
Do you allow tenant dogs? Any breed restrictions? *
Upload rent roll / yearly revenue statement for this property *
📄
Upload your current declarations page
Drag & drop or click to browse. PDF, JPG, PNG accepted.
Property 3 — 1274 E Main St, Apt D24, Meriden CT 06450
Owner entity: All Sett Realty LLC · Condo unit, rented · Carrier: State Farm rental condo unitowners, 11/23/2025–11/23/2026 · Building property $30,700 · Loss assessment $25,000 · Liability $300k/$600k · Premium $161
Upload documents for this property
📄
Upload your current declarations page
Drag & drop or click to browse. PDF, JPG, PNG accepted.
Year built *
Square footage *
Construction type *
Electrical: year last updated *
Any knob-and-tube or fuse panels? *
Plumbing: year last updated *
Any galvanized or polybutylene plumbing? *
Heating: type and year last updated *
Is the unit currently occupied by a tenant? *
Any Section 8 or subsidized tenants? *
Annual gross rents at this location *
Current estimated market value *
Exterior stairs, porches or decks? *
Has this property been tested or abated for lead paint? *
Any open code violations, housing court matters or municipal orders? (Y/N + detail) *
Snow and ice removal: in-house or contracted? If contracted, do you collect a COI? *
Do you require tenants to carry renters insurance? *
Do you allow tenant dogs? Any breed restrictions? *
Condo association name *
Does the association's master policy cover the unit interior (all-in) or bare walls? *
Do you serve on the association board? *
Upload rent roll / yearly revenue statement for this property *
📄
Upload your current declarations page
Drag & drop or click to browse. PDF, JPG, PNG accepted.
Property 4 — 3 Seir Hill Rd, Apt A2, Norwalk CT 06850
Owner entity: All Set Realty 3 Seir Hill LLC · Condo unit, rented · Association: Silvermine Condominium Association, Inc. · Carrier: State Farm policy 97-BS-H552-4, 12/23/2025–12/23/2026 · Building property $12,120 · Personal property $40,400 · Loss assessment $25,000 · Liability $300k/$600k · Premium $171
Upload documents for this property
📄
Upload your current declarations page
Drag & drop or click to browse. PDF, JPG, PNG accepted.
Year built *
Square footage *
Construction type *
Electrical: year last updated *
Any knob-and-tube or fuse panels? *
Plumbing: year last updated *
Any galvanized or polybutylene plumbing? *
Heating: type and year last updated *
Is the unit currently occupied by a tenant? *
Any Section 8 or subsidized tenants? *
Annual gross rents at this location *
Current estimated market value *
Exterior stairs, porches or decks? *
Has this property been tested or abated for lead paint? *
Any open code violations, housing court matters or municipal orders? (Y/N + detail) *
Snow and ice removal: in-house or contracted? If contracted, do you collect a COI? *
Do you require tenants to carry renters insurance? *
Do you allow tenant dogs? Any breed restrictions? *
Condo association name *
Does the association's master policy cover the unit interior (all-in) or bare walls? *
Do you serve on the association board? *
We have $40,400 in personal property coverage on file for this rented unit — is that still correct? *
Upload rent roll / yearly revenue statement for this property *
📄
Upload your current declarations page
Drag & drop or click to browse. PDF, JPG, PNG accepted.
Property 5 — The One We're Missing
You mentioned five rentals. We have four. This is the second condo held in All Sett Realty LLC — we don't have the dec page for it yet.
Upload dec page for this property *
📄
Upload your current declarations page
Drag & drop or click to browse. PDF, JPG, PNG accepted.
Property address *
Owner entity *
Property type and unit count *
Current carrier *
Policy number *
Policy term dates *
Premium *
Year built *
Square footage *
Construction type *
Electrical: year last updated *
Any knob-and-tube or fuse panels? *
Plumbing: year last updated *
Any galvanized or polybutylene plumbing? *
Heating: type and year last updated *
Is the unit currently occupied by a tenant? *
Any Section 8 or subsidized tenants? *
Annual gross rents at this location *
Current estimated market value *
Exterior stairs, porches or decks? *
Has this property been tested or abated for lead paint? *
Any open code violations, housing court matters or municipal orders? (Y/N + detail) *
Snow and ice removal: in-house or contracted? If contracted, do you collect a COI? *
Do you require tenants to carry renters insurance? *
Do you allow tenant dogs? Any breed restrictions? *
Upload rent roll / yearly revenue statement for this property *
📄
Upload your current declarations page
Drag & drop or click to browse. PDF, JPG, PNG accepted.
Your Personal Lines — On File
Home: 145 Ridge Park Ave. Farmers policy 6933917997, renews 9/23/2026. Dwelling $1,359,687, liability $300,000, $1,000 ded / 2% hurricane. Premium $5,048. Auto: Farmers policy 6933917990, renews 9/2/2026. 2018 Ford F150, 2018 Jeep Wrangler, 2024 Mazda CX-30. BI 250/500, PD $100k, UM/UIM 250/500. Premium $4,882.
Anything above changed?
What should we update?
Upload any personal lines documents (dec pages, etc.)
📄
Upload your current declarations page
Drag & drop or click to browse. PDF, JPG, PNG accepted.
All Licensed Drivers in the Household *
That's Everything
Thanks for taking the time to fill this out — it lets us make sure every entity, property, and policy is properly covered.
Anything else we should know?
Your information is secure and will only be used to provide an insurance quote.
★★★★★
"I run 22 trucks across the tristate. Austin consolidated everything under one policy and the premium dropped."
— Jorge V., Trucking — Queens NY
★★★★★
"Austin saved me $700/year on auto and got better home coverage for half the price."
— Michelle T., Homeowner — Cos Cob CT
★★★★★
"Justin put together a life insurance plan that actually made sense. No pressure, just options."
— Brian W., Business Owner — Westport CT
★★★★★
"Their tech is unreal. All my policies, renewals, and certs in one dashboard. No other agency has this."
— Alex F., Property Manager — Manhattan NY
★★★★★
"We needed builder's risk same day for a closing. Eric made it happen. No drama, no excuses."
— Nick G., Developer — Stamford CT
★★★★★
"10 rental properties insured through Safeshield. Re-shopped every one and found savings on 8."
— Linda C., Real Estate — Norwalk CT
★★★★★
"They monitor our renewals 60 days out. Got a call saying they saved us $2K before renewal even hit."
— Steve H., Restaurant — Fairfield CT
★★★★★
"Eric walked us through our umbrella options like a teacher. Patient and genuinely cared."
— Diane M., Homeowner — New Canaan CT
★★★★★
"I run 22 trucks across the tristate. Austin consolidated everything under one policy and the premium dropped."
— Jorge V., Trucking — Queens NY
★★★★★
"Austin saved me $700/year on auto and got better home coverage for half the price."
— Michelle T., Homeowner — Cos Cob CT
★★★★★
"Justin put together a life insurance plan that actually made sense. No pressure, just options."
— Brian W., Business Owner — Westport CT
★★★★★
"Their tech is unreal. All my policies, renewals, and certs in one dashboard. No other agency has this."
— Alex F., Property Manager — Manhattan NY
★★★★★
"We needed builder's risk same day for a closing. Eric made it happen. No drama, no excuses."
— Nick G., Developer — Stamford CT
★★★★★
"10 rental properties insured through Safeshield. Re-shopped every one and found savings on 8."
— Linda C., Real Estate — Norwalk CT
★★★★★
"They monitor our renewals 60 days out. Got a call saying they saved us $2K before renewal even hit."
— Steve H., Restaurant — Fairfield CT
★★★★★
"Eric walked us through our umbrella options like a teacher. Patient and genuinely cared."
— Diane M., Homeowner — New Canaan CT
★★★★★
"COI to the GC in under 15 minutes. Every. Single. Time. Worth switching for if you're in the trades."
— Vinny A., Painting — Brooklyn NY
★★★★★
"Austin found gaps in my coverage I had no idea existed. For a high-value home, that matters."
— Robert K., Homeowner — Greenwich CT
★★★★★
"Old agent took 3 days for a certificate. Safeshield does it in minutes. Speed is money."
— Carlos R., Concrete — Yonkers NY
★★★★★
"Justin set me up with term life and disability. Sole proprietor — family needs to be covered."
— Mike T., Electrician — Trumbull CT
★★★★★
"Moved my restaurant's commercial package and liquor liability. Better coverage, lower premium."
— Anna P., Restaurant — Stamford CT
★★★★★
"He made me feel like a human being, not a policy number. All 4 of my businesses are here now."
— David N., Multi-Business — White Plains NY
★★★★★
"They shopped 73 carriers for our commercial property. We would've overpaid by $6K if we'd just renewed."
— Frank J., Property Mgmt — Bridgeport CT
★★★★★
"Eric handles our entire book. Whenever I need something, I text him and it's done. That simple."
— Sophia L., Client — Darien CT
★★★★★
"COI to the GC in under 15 minutes. Every. Single. Time. Worth switching for if you're in the trades."
— Vinny A., Painting — Brooklyn NY
★★★★★
"Austin found gaps in my coverage I had no idea existed. For a high-value home, that matters."
— Robert K., Homeowner — Greenwich CT
★★★★★
"Old agent took 3 days for a certificate. Safeshield does it in minutes. Speed is money."
— Carlos R., Concrete — Yonkers NY
★★★★★
"Justin set me up with term life and disability. Sole proprietor — family needs to be covered."
— Mike T., Electrician — Trumbull CT
★★★★★
"Moved my restaurant's commercial package and liquor liability. Better coverage, lower premium."
— Anna P., Restaurant — Stamford CT
★★★★★
"He made me feel like a human being, not a policy number. All 4 of my businesses are here now."
— David N., Multi-Business — White Plains NY
★★★★★
"They shopped 73 carriers for our commercial property. We would've overpaid by $6K if we'd just renewed."
— Frank J., Property Mgmt — Bridgeport CT
★★★★★
"Eric handles our entire book. Whenever I need something, I text him and it's done. That simple."
— Sophia L., Client — Darien CT
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